Chalice Financial Services

Specialist Expertise

Plan for your happy tomorrow, today.

Our Services


Strategic Planning

Map your way to the future you want.

A good plan requires a solid understanding of where you want to be – and the tools you need to get there. Chalice can help you evaluate all of your options to put you on sound footing for the future.

  • Gearing
  • Taxation Planning
  • Cash Flow Modelling
  • Debt Reduction
  • Dollar Cost Averaging
  • Debt Recycling
  • Salary Sacrifice
  • Salary Packaging


Superannuation

Find a smarter way to grow your nest egg.

Live the life you want after retirement. Well-managed superannuation will give you the security and comfort to stop working when you need to – and let a lifetime of earnings start working for you.

  • Self-Managed Superannuation Funds (SMSF)
  • Account Consolidation/Rollover
  • Strategic Advice
  • Salary Sacrifice
  • Government Co-contribution


Insurance

We’ve got you covered, whatever the weather.

Your future is only as secure as your finances. We can find you the perfect fit in insurance products to protect you and your family when the unexpected happens.

  • Life Cover
  • Total and Permanent Disability Cover
  • Trauma Cover
  • Income Protection
  • Macquarie Life Active (Health Events Cover)

 

Retirement

Financial security for the best years of your life.

Smart planning can be the difference between a comfortable, fulfilling retirement and a very lean existence. We believe you should be able to look forward to the best years of your life after you stop work, and we can help you make it happen.

  • Strategic Advice
  • Capital Adequacy
  • Age Pension
  • Centrelink Strategies
  • Salary Sacrifice
  • Cash Flow Modelling Pre- and Post-retirement


Investment

Make your money work harder.

The best investments let you enjoy your life now, while still preparing for the future. Our investment services offer reliable returns and work with the amount of risk most appropriate for you.

  • Direct Australian Shares (all ASX)
  • Managed Funds
  • Term Deposits
  • High-interest Cash
  • Investment Profiling


Retirement Living and Aged Care Services

Taking the uncertainty out of a difficult time.

Retirement Living and Aged Care Services (RELACS) offers a place to start when you or your loved ones are thinking about aged care.

Visit the RELACS website or talk to us to discuss this important transition.

 

Estate Planning

Make your legacy count.

Security and peace of mind are two of the greatest gifts you can leave when it’s time to consider planning your estate. Chalice can take the burden out of managing your financial legacy, and ensure your loved ones and the people who depend on you are protected.

  • Wills
  • Powers of Attorney
  • Health Directives
  • Business Succession Planning
  • Buy/Sell Agreements and Funding


Intergenerational Wealth Transfer

Passing your assets on to your family.

You can never be too early in planning the transfer of your assets – but you can be too late. We understand that wealth transfer is more than just a change of ownership. The right research, assessment and planning will help to ensure you get the right assets to the right people at the right time. 

  • Understanding and planning for your family dynamics and objectives 
  • Accurate recording of assets, debt and ownership
  • Insurance and superannuation ownership and beneficiaries
  • (Re)Structuring advice
  • Tax planning
  • Implementation of strategies
  • Arranging legal documentation
  • Legal counsel referral
  • Ongoing support and amendment to meet changing circumstances

Mortgages and Finance

Your biggest investment shouldn’t be your biggest burden.

Your mortgage is likely the most significant financial investment you’ll make. We evaluate a wide range of products and offer sound advice to make sure your lending is structured to suit you and the lifestyle you want.